Interestingly, Lasik eye surgery is not covered by insurance and is completely a free market offering. Over the last 18 years, it has gotten cheaper, the care around delivery is driven to be excellent to get customers, and the technology has gotten better.
Contrast this with the increasingly government-controlled or health ‘insurance’ distorted current health market. Prices are sprialing out of control and quality is falling.
Do we need to send one or more generations back to school to learn the basics of free market economics that drive the majority of the rest of our prosperity (food, clothing, shelter)?
At the base of it, there is a lack of understanding of human nature (read: lack of wisdom) and how the free market unleashes the most good for the most people by matching up with the reality of individual human nature.